16-18 St Andrews Street, Cambridge ON

About 16-18 St Andrews Street

Live in one and let the other help pay the mortgage. Welcome to a rare opportunity in the heart of Downtown Galt, directly across from the Hamilton Family Theatre and just steps to the vibrant Gaslight District, restaurants, cafés, shops, and the Grand River. This updated stone duplex offers two self-contained residences under one ownership, an ideal setup for buyers looking to occupy one unit while generating income from the other. Previously rented for a combined $4,350 per month plus utilities, the property presents a compelling mortgage-helper opportunity. 16 St. Andrews offers a well-appointed 1-bedroom 1-bathroom residence, while 18 St. Andrews features a spacious 2-bedroom 1-bathroom layout, providing flexibility for owner occupancy with built-in income potential. Both homes feature private fully fenced backyards, separate rear entrances, and in-suite laundry. Recent improvements include basement re-enforcement (2025) individual central air units (2022), updated wiring, electrical panels and plumbing, newer windows, and exterior doors. Separate hydro and water meters add convenience for future rental management. Zoned C1RM1, the property allows residential and mixed-use possibilities and supports short-term rental opportunities, making it well suited for buyers seeking additional income flexibility. With parking for three vehicles and an unbeatable walkable location surrounded by theatres, cafés, gyms, libraries, and cultural amenities, this is a unique chance to own a character property in one of Cambridge’s most vibrant downtown neighbourhoods. A home with lifestyle, flexibility, and built-in income potential. (id:56071). Get more information on 16-18 St Andrews Street

Property Features

Appliances:  Dryer, Refrigerator, Stove, Washer
Features:  Paved driveway
Rental Equipment:  
Directions:  Corner of St Andrews and George Street
Zoning Description:  C1RM1
Interior Size:  2257 sqft
Community Features:  Community Centre, School Bus
Lot:  under 1/2 acre
Exterior Finish:  Concrete, Stone
Water:  Municipal water, Municipal sewage system
Heating / Cooling:   Natural gas / Central air conditioning
Age: 
Foundation: Poured Concrete
Construction:  Concrete block, Concrete Walls
Basement:  Full (Unfinished) Unfinished

Rooms & Sizes

Primary Bedroom Second level 9 0 x 17 0	4pc Bathroom Second level 9 3 x 10 9	Bedroom Second level 10 5 x 21 5
4pc Bathroom Second level 9 4 x 10 9	Bedroom Second level 10 5 x 21 5	Kitchen Main level 10 1 x 9 10
Living room Main level 14 0 x 21 9	Dining room Main level 13 8 x 7 11	Kitchen Main level 10 1 x 9 10
Living room Main level 14 0 x 21 9	Dining room Main level 13 8 x 7 11